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CREDIT CARD INTEREST CALCULATOR
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How Bad Credit Affects You
Very few things in life can have a more devastating effect on your lifestyle than a poor credit score. A low credit score can cost you hundreds or even thousands of dollars per month.Credit Cards
Most prime credit cards are entirely out of reach to consumers with bad credit. And the few credit cards that are available to them (known as "sub-prime" cards) typically require exorbitant setup fees or recurring monthly fees, offer very low credit lines, often require cash deposits, and in most cases do not even report your positive credit activity to the credit bureaus.Automobile Financing
If you are making payments on a car, you are probably paying between $5,000 and $9,000 more just for having bad credit. This added interest shows up every month in a higher payment. Take a look.
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$20,000
car paid over 5 years: |
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CREDIT STATUS |
RATE |
PAYMENT |
COST OF BAD CREDIT |
|
Perfect |
10% |
$424.94 |
$0.00 |
Home Mortgage
Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying the home with bad credit.
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$100,000
home paid over 30 years: |
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|
CREDIT STATUS |
RATE |
PAYMENT |
COST OF BAD CREDIT |
|
Perfect |
7% |
$655.30 |
$0.00 |
Do Your OWN Credit Repair
Professional Kit of Legal Forms for You To Customize
Forms Included In This Credit Repair Package - All for $10
CREDIT REPAIR TEMPLATE YOU CAN USE OVER AND OVER
1. Release and Settlement Agreement
2. Credit Collection Cease Communication Letter
3. Expired Statute of Limitations Notice Letter
4. Credit Inquiry Information and Removal Letters
5. Letter to a Credit Report Agency That Co-Mingled Information
6. Letter to Credit Reporting Agency - Dispute Letters
7. Debt Collection Dispute Letter Packet
8. Good Will Adjustment to Remove Late Payment
9. Notice of Harassment to Debt Collector/Agency/Attorney/Firm
10. Negotiating a Settlement With Utility, Cable, or Satellite Companies
11. Letter to Settle Past Due Account
12. Negotiating Settlements with Creditors for Separation and Divorce Issues
Plus: Letter to Update Accounts or Debts That Were Discharged in a Bankruptcy
Repair Credit - The Law Is On YOUR Side
Credit Card Interest Calculator
STATE SPECIFIC Personal Bankruptcy Kit - File Your Own
Download A FREE 42 Page Guide To Bankruptcy Chapter 7
Follow Legal Self Help
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INTERNATIONAL FORMS & LETTERS
FAMILY LAW
DUI DWI OUI
TRAFFIC CHARGES
FINANCE
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INJURY LAWSUITS
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